Best Brokerage Account Bonuses (October 2026)
Last updated October 31, 2026 · 14 offers
These are the 14 stock broker sign-up bonuses we're tracking right now. The biggest headline is E*TRADE (Morgan Stanley) (up to $10,000), but most of the large cash tiers need five- or six-figure deposits. The lowest stated minimum deposit is Robinhood (gift stock) at $1. Several offers are 1% transfer matches with no fixed cap, which score $0 here until you plug in your own balance.
| # | Offer | Keep score | Max bonus | Min deposit | Lock-up |
|---|---|---|---|---|---|
| 1 | E*TRADE (Morgan Stanley) bonus $50–$10,000 cash for new self-directed brokerage account with code OFFER26, tiered by deposit ($10,000 tier needs $5M+) | $10,000 | $10,000 | $1,000 | Fund within 60 days; keep 12 months (per CashWars) |
| 2 | Betterment bonus Up to $2,000 cash for deposit/rollover into eligible investing account or IRA within 45 days | $2,000 | $2,000 | — | 3 years (early removal fee) |
| 3 | Citi Personal Wealth Management bonus Up to $1,000 cash for new funds deposited within two months | $1,000 | $1,000 | — | Maintain balance ~3 months after enrollment month |
| 4 | J.P. Morgan Self-Directed Investing bonus $50 ($5k), $150 ($25k), $325 ($100k), $1,000 ($250k+) cash for new money | $1,000 | $1,000 | $5,000 | 90 days |
| 5 | Charles Schwab (referral) bonus Up to $1,000 cash with an existing client's referral code, tiered by net deposit | $1,000 | $1,000 | — | 1 year for taxable accounts |
| 6 | moomoo bonus Up to $1,000 in NVDA stock, tiered by deposit, plus 8.1% APY on cash for 60 days | $1,000 | $1,000 | — | 60–180 days depending on tier |
| 7 | Merrill Edge bonus Up to $600 cash with offer code 600ME | $600 | $600 | $20,000 | 90 days |
| 8 | tastytrade bonus $500 cash on $25,000 deposit (code SWEETBONUS); individual taxable accounts | $500 | $500 | $25,000 | 12 months |
| 9 | Ally Invest bonus $200 for $15k or $300 for $30k transferred from another firm (invitation required) | $300 | $300 | $15,000 | 180 days |
| 10 | Albert bonus Up to $200 in free stock | $200 | $200 | $1,000 | Keep subscription 6 months |
| 11 | Charles Schwab Starter Kit bonus $50 split across top 5 S&P 500 stocks | $50 | $50 | $50 | None stated |
| 12 | Robinhood (gift stock) bonus Gift stock worth $5–$200; ~99% of users get $5 | $20 | $200 (random) | $1 | 30 days to withdraw proceeds |
| 13 | Robinhood IRA transfer match bonus 1% match on IRA transfers / 401(k) rollovers | $0 | — | — | 5 years or match can be clawed back |
| 14 | Public transfer match bonus 1% match on brokerage/IRA transfers | $0 | — | — | Paid monthly over 60 months |
FAQ
Are brokerage account bonuses taxable?
Generally yes — brokerage bonuses are usually reported as income. Check the provider's terms and talk to a tax professional.
What is the catch with big brokerage bonuses?
The largest tiers require large deposits of new money and a holding period (often 60 days to 12 months). Pulling funds early can forfeit the bonus.
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